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Insurance for Businesses and Groups.

Insurance for companies and groups can include; income replacement of a key employee in the event of inability to work, a share buy-back for the estate of your business partner or shareholders following a death, and finally, protect business loans or your overhead expenses.


Business Life Insurance

There are several reasons to have life insurance in the business; for example, you can have one to buy back a shareholder's shares in the event of death, protect a commercial loan or for the estate protection of the company


Shared Ownership Critical Illness Insurance

It is possible to have critical illness insurance co-owned with your company to protect key people in the company in the event of a critical illness. We recommend adding a 100% premium refund benefit at maturity or in the event of death to this coverage.


Overhead expenses and income replacement

You can cover the fixed costs of the company and the salary of a key person or officers and its employees in the event that any of them become disabled as a result of an accident or illness. With these protections, the income of the business is not affected during the disability.